You did the work. Get paid for it now.
BuildTrust Capital Solutions buys valid Florida construction liens from contractors, subcontractors and material suppliers. You take a certain payment today instead of an uncertain one two years from now.
No cost to have your lien reviewed. Written offers in 24 to 48 hours at a set price, not a share of what we recover. Florida liens only.
Why sell a lien
A lien is leverage. It is not money.
Recording a claim of lien protects your right to be paid. It does not put anything in your account. Foreclosing on the lien takes a year or more and costs money you have to front. Payroll still runs every Friday.
Cash now, not later
We pay when the assignment is signed. The receivable comes off your books that day, and you stop spending money and hours chasing it.
The risk moves to us
Once the lien is assigned, collecting it is our job and our cost. If it settles for less than we hoped, or takes longer, that is our problem, not yours. You stand behind the work you did and the lien you recorded. We stand behind everything after that.
We run it, not you
Once the lien is assigned, we take it from there. That may be a demand letter from an attorney, a phone call, or a foreclosure suit if it comes to that. The collection effort is funded and seen through by us.
How it works
Four steps, and most of them are ours.
Send us the file
Your recorded claim of lien, the contract or purchase order, invoices, and any notice to owner or notice to contractor you served.
We evaluate it
We confirm the lien was perfected and is still enforceable, then review the property, the owner, and any bond so we can put a number on it.
You get a written offer
Usually within 24 to 48 hours of a complete file. Plain terms, a real number, and no obligation.
Assignment and payment
Once you accept, we prepare the assignment of lien, you sign, and we fund. We handle the paperwork and the recording.
What we buy
Straight answers before you spend time on it.
Most of what makes a lien sellable comes down to whether it was perfected on time and whether there is something behind it worth collecting against.
We buy
- ✓Claims of lien recorded in Florida under Chapter 713
- ✓Liens still inside the one year window to bring a foreclosure action
- ✓Claims backed by a written contract or purchase order, invoices, and records of what was delivered or completed
- ✓Residential and commercial property alike
- ✓Claims by general contractors, subcontractors, sub subcontractors and material suppliers
- ✓Claims against a payment bond, in many cases
We usually cannot
- ×Liens on property outside Florida
- ×Liens where the deadline to record or to foreclose has already run
- ×Liens already discharged, satisfied or released, since Florida requires the assignment to come first
- ×Laborers’ liens, which section 713.19 does not allow to be assigned at all
- ×Unpaid invoices with no lien rights behind them
- ×Claims where the owner has a substantial dispute about the work itself
- ×Liens already deep in litigation or caught in a bankruptcy, though it is still worth a call
Who we serve
If you have a recorded lien on a Florida property, we want to see it.
Trade matters less than documentation. These are simply the calls we take most often.
FAQs
Questions we get on the first call.
What does it cost to get an offer?
Nothing. We review the lien and price it at no charge, and you are under no obligation to sell. If we cannot buy it, we will tell you why.
How much will you pay for my lien?
There is no flat percentage, and anyone quoting one before seeing the file is guessing. The number depends on whether the lien was perfected correctly, whether the work is complete and undisputed, and how well the claim is documented. A clean file gets the strongest offer, and when we make one we will tell you what drove the number.
Is this a loan or invoice factoring?
Neither. We buy the lien claim outright by assignment. You are not borrowing money and you are not repaying us. Once it closes, the claim is ours.
Can a Florida construction lien be assigned?
Yes. Section 713.19 of the Florida Statutes lets a construction lien be assigned, which is exactly what we do. Two limits worth knowing up front: the assignment has to happen before the lien is discharged, and a laborer’s lien cannot be assigned at all.
How fast can I be paid?
Most of the delay is on the front end, gathering documents. Once we have a complete file, an offer typically follows within 24 to 48 hours, and funding follows shortly after the assignment is signed.
What documents do I need?
The recorded claim of lien, your contract or purchase order, your invoices and payment history, any notice to owner or notice to contractor you served, the notice of commencement if you have it, and any notice of contest the owner has served on you. If you contracted directly with the owner, we also need your final payment affidavit, or confirmation that none has gone out yet. If you are missing something, send what you have and we will tell you what else to pull.
What if my deadline is close?
Florida gives you one year from recording the claim of lien to bring an action to enforce it. An owner can cut that to 60 days by serving a notice of contest, and a show cause action under section 713.21(4) can put the return date as little as 20 days out from service of the summons. If any of those clocks is running, call rather than email, and say so up front.
Do I stay involved after I sell?
Less than you would expect, but it is not nothing, and we would rather say so now. Once the lien is assigned, the collection effort is funded and handled without you. What we need from you is cooperation on paperwork. If your lien came out of a direct contract with the owner, Florida requires the contractor, meaning you, to sign the final payment affidavit and deliver it to the owner at least five days before any suit is filed, and no one can sign that in your place. If it has not gone out already, we will ask you to sign one after closing. We may also ask you to confirm a record or a document about the job. All of it is written into the assignment, so there is nothing to guess about.
Are you a law firm?
No. BuildTrust Capital Solutions, LLC is a lien purchasing company. We do not practice law and we do not give legal advice. If you want advice about your own lien rights or deadlines, talk to your lawyer.
Get an offer
Send us the lien. We will tell you what it is worth.
If you have the claim of lien and your contract handy, email them and we can start today. If not, start with the form and we will tell you exactly what to gather.
- info@buildtrustcapital.com
- Phone
- (352) 414-0281
- PO Box 1363
Ocala, FL 34478 - Service area
- Florida statewide
Request an offer
Tell us the basics and we will come back with what we need to price it.